Corporate Banking

Specialist expertise and extensive experience

At FirstBank UK, we focus on understanding our clients’ businesses and priorities. We work with clients across a range of sectors, combining experience and sector insight to support informed financial decision‑making. Our corporate banking accounts and services are designed to support the needs of businesses operating in today’s commercial environment.

Corporate Banking at FirstBank UK

This page is intended for business customers seeking Corporate Banking services from FirstBank UK.

Our Purpose

This page explains the Corporate Banking services we provide at FirstBank UK and how we work with businesses to understand their needs, discuss suitable options, and support their financial goals.

How We Support Your Business

At FirstBank UK, we put our clients’ needs at the centre of every conversation. We work with businesses of different sizes and across a wide range of sectors to understand their objectives and provide appropriate solutions.

Our Corporate Banking services can help your business to:

  • manage liquidity and cashflow
  • support trade and investment activity
  • finance growth through investment, expansion or acquisition
  • navigate local and cross‑border markets, particularly in Africa

All products and services are subject to eligibility and approval. We will always discuss suitability based on your business’s specific circumstances.

Our Expertise

Our bankers combine sector experience with regional insight to help you explore options, identify opportunities and make informed financial decisions.

As a subsidiary of First Bank of Nigeria, we are part of a long‑standing banking group with an established presence across key African markets, supporting clients operating across the UK–Africa corridor and within the UK Mid-Corporates market.

This enables us to support cross-border requirements for clients who operate or invest in dynamic and fast‑growing African markets within our target jurisdictions. We also support UK Businesses with their banking and finance needs within the UK, as well as bringing our international markets expertise to support their cross-border trade requirements.

How corporate banking with FirstBank UK works

Getting started

Opening a corporate banking account with FirstBank UK typically involves an application and an onboarding process to help us understand your business and its needs.

Onboarding and documentation

As part of onboarding, we will usually request information and documentation to meet regulatory requirements, which may include:

  • Details of your business activities and structure
  • Identification and verification documents for directors, shareholders and authorised signatories
  • Information on ownership, control and sources of funds
  • Relevant constitutional or incorporation documents

Requirements may vary depending on the nature, location and complexity of your business.

Products and services

Our corporate banking products and services are designed for businesses with more complex banking needs. Availability of specific products or features may depend on your business profile and eligibility criteria.

Lending and credit facilities

Any lending or credit facilities are subject to assessment. Approvals are based on factors such as credit assessment, affordability and risk considerations.

Things to consider

  • Fees and charges may apply depending on the products and services you choose
  • Account opening and onboarding timescales can vary
  • Terms and conditions apply to all products and services

For more detailed information, please speak to your Relationship Manager or review the relevant terms before proceeding.

Working With Your Banker

When you engage with us, your dedicated banker will:

  • Take time to understand your business, sector and financial priorities
  • Explain the products and services that may be suitable
  • Outline any risks, considerations or requirements involved
  • Provide tailored support throughout the application and onboarding process

Your banker will help you access the expertise of the wider bank where appropriate, ensuring you have clear information to support decision‑making.

Our Services

We offer a range of Corporate Banking services designed for today’s enterprises, including:

  • Transaction Banking and Cash Management
  • Trade Finance Solutions
  • Corporate Finance
  • Treasury and Liquidity Services
  • Cross‑Border Payment and Settlement Solutions

Is Our Corporate Banking Service Right for You?

Our services typically support businesses that:

  • Operate within the UK or across EMEA
  • have international trade or investment needs
  • require specialist liquidity, treasury or financing solutions
  • value dedicated relationship support

If you are unsure whether our services are suitable, our team will be happy to discuss your circumstances.

NEXT STEPS

If you would like to explore how we can support your business, please contact our Corporate Banking team. We can discuss your objectives, outline available options and guide you through next steps.

Eligibility criteria apply and may vary by product. Fees and charges may apply. Please review the tariff before applying.

All lending is subject to status, affordability and credit assessment.

Terms and conditions apply.

Supporting Businesses Across Sectors and Stages of Growth

Our Corporate Banking business works with small and medium-sized enterprises and larger corporates, providing a range of banking and financing solutions to support day‑to‑day operations and long‑term growth. With specialist expertise and extensive experience across sectors, we focus on understanding each client’s business and delivering practical, tailored support.

This page provides clear information about the Corporate Banking services we offer, the types of businesses we support, and how we work with clients to identify appropriate financial solutions. Our aim is to help you understand how our services can support your business activities and objectives.

Our Corporate Banking Services

Trade & Commodity Finance

Letters of Credit, Bonds & Guarantees and Trade Loans supporting international trade

Corporate Finance

Term Loans, Receivables Discounting, Working Capital, Revolving Credit, Overdraft & other Lending Solutions

Structured Finance

Prepayment Facilities, Pre-Export, Borrowing Base Facilities and other bespoke structures

UK Commercial Property Finance

Supporting short & long term business needs against acceptable UK property security

Transaction Banking & Other Services

Cash Management, Payment Solutions, Deposit Management, Escrow Accounts and other account services

Repo & Liquidity Solutions

Our repo capabilities support clients seeking short-term funding, collateralised transactions, and balance sheet efficiency across selected African fixed income assets.

Contact Us

For more information on Corporate Banking, please contact our Corporate Banking Team.

FirstBank UK bankers have the knowledge and deep sector insight to help businesses like yours manage risk, improve liquidity or achieve growth targets through expansion, acquisition or investment programmes. Your banker will work with you to tailor our Corporate Banking services and products specifically to your needs.

Your banker delivers the bank’s expertise to your business – coupling the right solutions and services with tailored advice to achieve your objectives.

Whether you need us to simply facilitate your trade and investment, or to support your entire financing value chain in Europe, Africa and the Middle East, we have the product capabilities, industry sector expertise and local market knowledge to support your business. As a subsidiary of the First Bank of Nigeria – one of the oldest and most respected financial institutions in Nigeria, FirstBank UK draws upon our parent company’s local market presence and expertise in the African markets to provide your business with the specialist support you need to capitalise on the opportunities the dynamic and exciting African region offers.

Trade & Commodity Finance

Asset-Backed Lending

Structured Finance

Corporate Lending & Advise

Cash Management & Payment Solutions

Structured Finance

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